Spending Habits...

Also, I have (once again) learned that most of my/our spending is completely out of ritual. Coffee is a ritual, lunch out is a ritual, buying books for M at Indigo at lunch is a ritual... all of these little rituals are really distractions and these distractions are not always necessary. I won't say unnecessary because I simply don't believe it (yes, there are days when I absolutely NEED that latte) but I will agree we can work on them.